Consumer Credit
What is consumer credit used for?
A mortgage loan is a loan intended to finance, in whole or in part, the purchase of real estate, the operation of a building, or work on that property. If you need a loan to purchase a building or land, GKOUMAS is the solution. With GKOUMAS, you can borrow up to €2,000,000 at a fixed interest rate of 3% per annum.
The GKOUMAS advantages
Flexible amounts, tailored to your needs.
Simple and transparent reimbursement.
Fast procedure, no need to travel.
Instant decision after validation of your file.
Eligibility requirements
- Be of legal age and reside in Greece.
- Have a stable income.
- Provide an identity card and proof of income.
Steps to follow
4 simple steps to follow
Fill out the online form
Review and approval of your request
Electronic signature of the contract
Transferring funds to your account
Once validated, the money is deposited directly into your bank account, ready to be used.
FAQS
Frequently asked questions
Any adult residing in Greece with a stable income can apply for credit online.
As the process is 100% digital, all you usually need is a copy of your ID card and proof of income (pay slip or bank statement). Everything is done online, without having to travel anywhere.
After your application has been approved and the contract has been electronically signed, the funds are quickly transferred to your bank account, often within 72 hours.
Yes. Our platform is protected by the strictest European security standards, guaranteeing the confidentiality of your personal and financial data.
Of course! You can repay all or part of your loan early at any time, which allows you to reduce the total cost of your loan.
