At GKOUMAS P.C., we design mortgage financing solutions tailored to the specific needs of each client.

Comprehensive Real Estate Financing

Our mortgage solution can:

• Finance the full acquisition of a property

• Complement other types of loans (including regulated loans where applicable)

• Apply to all types of real estate projects:

  • Primary residence

  • Secondary residence

  • Rental investment

  • Construction projects

  • New-build or existing property

  • Properties with or without renovation works

Flexible Repayment Structure

Your monthly payment is calculated based on:

• The borrowed amount

• The repayment term

• The applicable interest rate

• The type of rate (fixed or variable)

We offer contractual flexibility options that may allow:

• Temporary suspension of one or more installments

• Increase or decrease of monthly payments

• Occasional double installment payments

• Extension or reduction of the loan duration (within contractual limits)

The use of these options results in an adjustment of the repayment schedule and may increase or decrease the total cost of the loan, depending on the chosen structure.

Please note:

• Flexibility options are generally available after a waiting period (typically 12 to 24 months following fund disbursement, depending on contractual terms).

• Each option may usually be activated once per year.

• These options apply only to the mortgage installments and do not include borrower’s insurance or complementary loans.

Borrower’s insurance contributions are not included in the monthly loan installment and are debited separately.

Professional & Secure Process

GKOUMAS P.C. ensures:

• Individual assessment of each financing plan

• Clear contractual conditions

• Strong data protection and confidentiality standards

• Professional guidance throughout the process

Our objective is to provide structured, transparent, and secure mortgage solutions adapted to long-term financial strategies.